Follow these seven tips and never get sued as a photographer

Let’s face it: the pressure of doing everything right and legal can be overwhelming for any business owner, and photographers are no exception. But according to Scott Choucino, there’s no need to live in fear. In his latest video, he shares a few key steps that help you reduce your risk to a minimum and focus on what you love: taking great photos.

Here are Scott’s top tips for bulletproofing your photography business:

• Get insured: This is rule number one, and Scott recommends having various types of insurance. Think of public liability insurance, which protects you from claims of injury or property damage caused during a shoot. Then, there’s contents insurance, coveringyour photography gear in case of theft, fire, or other damage. Finally, there’s indemnity insurance, which protects you if someone sues you because they believe you portrayed them in a negative light. You never know.
• Structure your business properly: Depending on your location and needs, consider setting up a limited company or other legal structure to separate your business finances from your personal finances.
• Contracts aren’t everything (but estimates and terms are!): While Scott mentions contracts are more common in the US, he emphasizes the importance of clear communication through estimates and terms and conditions. These documents should outline your services, fees, cancellation policy, and other important details.
• Get it in writing: purchase orders and signed agreements: A purchase order (PO) from your client acts as a legally binding document confirming their agreement to your estimate.
• Be upfront about fees and payment terms: Transparency is key. Clearly communicate your fees and payment terms before starting a project. Scott suggests requiring a retainer or deposit, especially for smaller jobs.
• Communication is key: keep your clients in the loop: Unexpected things can arise throughout a shoot, or immediately before it. Scott emphasizes the importance of keeping your client informed of any changes that might affect the budget or timeline. Open communication helps avoid misunderstandings and potential disputes.
• Be prepared for anything: backups are your best friend: Have backup equipment and crew on hand in case of emergencies. A little preparation can go a long way in ensuring a smooth shoot, even if something unexpected happens.

Bonus tip: relax: Last but not least,Scott assures us that photographer lawsuits are rare, especially if you follow these tips. Focus on good business practices, clear communication, and top-notch photography, and you’ll be well on your way to a successful and stress-free career.

[Photographers – Don’t Get Sued For This | Tin House Studio]